5 Safety Tips to Prevent a Car Accident
Posted by Staff (08/19/2015 @ 11:43 pm)
Even if you’re an experienced driver, you have as much chance of getting into some strife on the road as those who haven’t been driving as long. Here are a few simple safety tips that may help you avoid an accident.
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A Personal Injury Lawyer Helps Clients Acquire Money for Job Retraining
Posted by Staff (11/21/2014 @ 9:06 am)
When a person has been seriously injured in a motor vehicle accident, this can have permanent consequences. Sometimes an individual cannot return to the type of job he or she used to do. A person who worked as a roofer, for instance, cannot continue in that occupation if he no longer can easily climb ladders, and repeatedly stand, bend, kneel and squat throughout the day. The financial compensation he receives from the at-fault driver’s insurance company should cover retraining for a new career if he wants to remain in the workforce. If the insurance company refuses to provide compensation for this retraining, the injured person may want to hire a motor vehicle accident lawyer for skilled legal representation.
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Telematics starting to influence car insurance market
Posted by Staff (05/28/2012 @ 11:03 am)
This story from Cleveland.com highlights an important new trend in the auto insurance business, and it will likely affect you and your own car insurance rates in the future.
When Zshavina Meacher of Cleveland traded in her car for a new 2011 Chevy Malibu last summer, her insurance premium jumped to $510 every six months. Her insurer, Progressive Corp., asked her whether she wanted to cut her rate.
If Meacher agreed to install a device in her car that monitors how safely she drives and the results were good, her rates would go down. If the results weren’t so good, her rates would stay the same. She agreed.
During the first few weeks, the device told Meacher that she slammed on her brakes a lot. She stopped the hard braking.
In February, the 23-year-old’s insurance bill dropped by $120 per six months, or 24 percent.
Meacher is happy her rates went down. And Progressive is happy the risk of Meacher getting into an accident went down. Fewer claims will help keep Mayfield-based Progressive profitable.
The technology that makes this possible is called telematics, and you’re probably going to be hearing more about it as more car insurance companies start using it and more states start permitting it. Along with Progressive, State Farm, Allstate, Nationwide, Travelers and American Family are also trying it, though there are some patent disputes in play as Progressive tries to protect its innovation.
The key is that it works, as information about driving habits is more valuable to insurance companies than demographic information. Also, it’s not surprising that drivers will also be more careful if they know they are being monitored.
But it also raises all sorts of privacy concerns. When does health monitoring start? Do we want insurance companies knowing everything about us?
Posted in: Car Insurance, Car Technology
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