Make a Positive Change to your Finances

Many of us try to implement positive lifestyle changes throughout our lifetimes. That’s definitely how it feels for me. That’s why I promised myself I’d get my body and my finances in shape this year. While I’m dreading all the cardio and weightlifting that comes with the former, I’ve got a clear vision of how I’m going to handle the latter. And I’ll launch my plan by refinancing my auto loan with Wells Fargo.

Refinancing a vehicle loan pays off your existing auto loan, just like refinancing a home mortgage. But it’s much faster and simpler to refinance a vehicle loan. Interest rates on auto loans are the lowest they’ve been in a long time, thanks to current FED polices. So it’s a great time to consider refinancing your auto loan to help your money stretch a little further. Maybe a lot further.

You might also consider consolidating your auto loan and other debt into a fixed-term loan. This gives you the convenience of making just one monthly payment to a single creditor as opposed to making multiple payments to many creditors. Consolidating your debt can also significantly reduce any high interest rates you may be paying on your individual loans. Decreasing your interest costs can save you money both in the short term and over time.

Whichever route you choose, it’s easy to get started. Just jump online and start researching banks, credit unions, and vehicle dealerships, and any other potential creditors to find the best rates. Hopefully, it won’t be long before yours and my finances are back on track. If this works out the way I want, I might even get to that cardio and weightlifting.

Or not.

A Dollar In Your Pocket: Refinance Your Auto Loan

While finding an unexpected dollar bill in your pocket is always a good thing, finding a new way to save on your bills is even better. Many people are saving a little cash every month by taking part in a refinance auto loan program. In fact, some of these programs even offer cash payouts to people who take part in them.

To find out whether or not a refinance auto loan program is right for you, take advantage of one of the easy to use calculators available online. You just need a few simple pieces of information to find out if a refinance auto loan program is right for you. Here is what you will need to know:

-The current balance that you owe on your current auto loan.
-Your current annual percentage rate, which is also often referred to as your A. P. R.
-How many months you have left on your current loan.

Many of these calculators also allow you to factor into the equation any extra cash that you need at the moment. You may just find that you can save money by taking part in an auto refinance loan program and put a little extra money in your pocket. This is a great service for people who need some extra cash to help pay for other bills and expenses. You can also skip this step, choose not to take any extra cash, and just benefit from the decreased monthly bill if your application is approved.

Lowering your monthly bills by taking part in a refinance auto loan program is a great way to make life a little easier. Think about what you could do with even a little extra cash every month, say $25 or $50. That money could be put toward other bills or even offer you some spending money to use for some much needed relaxation and recreation.

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