Obamacare may lower car insurance rates

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Car insurance companies pay out quite a bit in damages for injuries when the injured are covered by health insurance. Now, with millions more getting coverage through Obamacare and expanded Medicaid, those potential liabilities will likely go down, and then that could have a positive impact on car insurance rates over time. This new dynamic is analyzed in a new study from the Rand Corporation.

  

How to take the stress out of buying a new car

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Buying a new car can be a very stressful experience. There’s a lot riding on the outcome: even an inexpensive car can be a significant financial investment. Ideally, you and your car will be together for a long time, so there’s a lot of pressure to choose the right one. In addition, buyers, particularly first-time buyers, find themselves bombarded by information. This car costs less, but might be more costly to run, while another might be more expensive but help you save money over the long run. How do you sort through all the available information to find the right vehicle for you? Fortunately, there are a few ways to reduce some of the stress of buying a new car.

Decide what you’re looking for

Knowing what you want in advance can save you a lot of stress before you get to the dealership. A lot of the stress of car shopping comes from uncertainty; it’s much easier to decide what you want and then see if a dealership has it than to decide what you want while a salesman is trying to pressure you. Consider your budget and the features you need. Don’t just consider the car, but other factors such as insurance. Choosing the right car can not only save money on operating costs but also keep the price of new drivers insurance down.

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Muscle cars are stolen most often

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The National Insurance Crime Bureau (NICB) released statistics regarding the most stolen “sporty” cars and topping the list were the Chevy Camaro, the Ford Mustang and the Dodge Challenger in that order. Given the number of these cars of the street these numbers shouldn’t be surprising. If you have one of these muscle cars you need to make sure your car insurance is in order and covers theft along with general liability as you’d be foolish to risk losing everything.

The retro designs for these three vehicles have been huge hits over the past decade. The Mustang was the sales leader but then the retro Camaro took the top spot. Now Ford is redesigning the Mustang for the 50th anniversary in one of the most anticipated redesigns in recent memory. Let’s see if the new one generates as much passion.

  

Classic campers

When you have a VW camper that’s in good working order, you know you own something pretty special. Many people dream about the possibility, but the closest they get is to hire one for a week’s holiday. Those who actually have one in their garage are in the minority. This year sees the end of an era for VW campers as the T2 will no longer be in production – after an incredible 63 year run.

If you’re looking to renew your camper van insurance, it’s worth doing a ring round to get a few different quotes. Make sure to include a specialist car and classic vehicle insurance company which offers a customised insurance policy for camper van owners. At Cherished Vehicle Insurance, the customer service advisors at the end of the line are all car enthusiasts, and their passion comes through in the advice that they can give potential clients who love their cars as much as they do.

One of the benefits of buying vehicle insurance from a specialist insurer is that you’ll get an agreed value on your classic camper, rather than just today’s market value that most insurers would offer you. Also look out for other benefits such as UK and EU breakdown cover as standard, and being covered to drive in the EU for up to 90 days.

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4 Best Cars for the New Teen Driver

Let’s face it-new teen drivers’ need cars with excellent safety features and crash-test results, but teens aren’t looking for the safest car like their parents. They want something cool and sporty that they can personalize and show off to their friends. Car safety technology has improved drastically over the past few years, so it’s now an ideal time to trust teens on the road. Luckily, there are cars that fulfill both requirements for teens themselves and their parents. Check out these great options for your teen driver.

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